If the repayment exceeds the grace period of Guangfa Credit Card, it will be regarded as "overdue repayment". The consequences of overdue repayment are more serious, which will not only result in penalty interest and late payment fees, but also affect personal credit records.
1. China guangfa bank was established in September 1988 with a registered capital of 11.48 billion yuan, and its headquarters is at No.713 Dongfeng east road, Yuexiu district, Guangzhou city, Guangdong province, China. With the approval of the People's Bank of the State Council and China, Guangdong Development Bank, as a pilot bank for financial system reform in China, was established by the beautiful Pearl River, and it is one of the earliest joint-stock commercial banks in China.
on April 8, 211, with the approval of the regulatory authorities and relevant government departments, the original registered name of "Guangdong Development Bank Co., Ltd." was changed to "Guangfa Bank Co., Ltd." for short. The English name was changed to "China Guangfa Bank" ("China Guangfa Bank"). By the end of June 22, the assets of Guangfa Bank totaled 2.81 trillion yuan, an increase of 6.84% compared with the beginning of 22; Liabilities totaled 2.59 trillion yuan, an increase of 7.2% compared with the beginning of 22. In the first half of 22, Guangfa Bank achieved an operating income of 4.97 billion yuan and a net profit of 6.486 billion yuan. On March 9th, 22, the "Top 1 Banks in China in 219" was released, and Guangfa Bank ranked 16th.
II. Company Scale
After years of rapid development, the strength of Guangfa Bank has been further strengthened. At the end of 21, the bank's total assets were 814.39 billion yuan (RMB, the same below), an increase of 147.93 billion yuan or 22.19% over the beginning of the year. The accumulated net profit of the Bank in 21 was about 6.189 billion yuan, an increase of 2.82 billion yuan or 82.73%. In 211, the profit of Guangfa Bank reached a new high, with a net profit of 9.586 billion yuan, an increase of 54.89%. By the end of 211, the Bank's total assets were 918.982 billion yuan.
China guangfa bank has established 18 tier-one branches in Shijiazhuang, Beijing, Shanghai, Hangzhou, Nanjing, Huai' an, Zhengzhou, Kunming, Wuhan, Changsha, Guangzhou, Tianjin, Harbin, Urumqi, Shenyang, Jinan, Chengdu, Fuzhou, Xi' an, Hefei and Chongqing. In Ningbo, Wenzhou, Yingkou, Qujing, Yuxi, Pingdingshan, Anyang, Xinxiang, Dalian, Benxi, Dandong, Hengyang, Shenzhen, Dongguan, Foshan, Zhuhai, Huizhou, Shantou, Chaozhou, Jiangmen, Zhongshan, Zhaoqing, Maoming, Zhanjiang, Meizhou, Qingyuan, Yangjiang, Heyuan, Shaoguan, Nantong, Panjin and Taizhou. In Wuxi, Huangshi, Daqing, Jieyang, Yunfu, Xiangtan and other places, there are 6 directly affiliated branches, Macau branch and Hong Kong representative office, and more than 56 business outlets. According to the ranking of 1, big banks in the world by the British "Banker" magazine, Guangfa Bank has been selected as one of the top 5 global banks for four consecutive years.