Buying a house is tantamount to limiting life, which is the truth; But young people don't buy a house if they have money, and they never agree: if you can buy it early, you must buy it early!
Wang Shi said that young people should not buy a house easily if they have money, because buying a house will restrict their development. After buying a house in this city, you can only stay in this city. The truth is indeed this truth, and it is also very correct. But as a young man coming out of the countryside, I tell you with my own practical experience that if you have money, you still have to buy a house. After all, you are still waiting to buy it this year, and you can only cry and say that I can't afford it next year!
Let me briefly introduce myself: My home is a mountain village in Shandong Province. I studied in Jinan and stayed in Jinan after graduation. 219 is the fifth year of my graduation. I began to prepare for buying a house after the Spring Festival last year. The reason why I am in such a hurry is that house prices have risen too fast in the past two years, far exceeding the increase in my salary. I am afraid that in the later time, the rate of increase will still be rapid, so I can only start decisively.
Actually, I went to see the house as early as the beginning of 17th century. At that time, the house price had not risen. The newly opened residential area was around 7,, and the better lot was around 1,. At that time, after seeing the house, I felt that I was still young, afraid of the pressure of repaying the mortgage and didn't want to buy it. Unexpectedly, a year later, the house price was growing at twice the rate, and the average house price more than tripled. Look at your salary, which has basically not increased. So in other words, I bought a house that was almost the same as the original price.
according to the house price map of Jinan in 218, the current price has increased by an average of 3,-5, yuan.
is it stressful to buy a house? Has it restricted development?
I started with a 56-square-meter second-hand house with a total price of about 1.35 million yuan (including intermediary and tax). I made a down payment of 38, yuan, got a loan of 92, yuan, and paid more than 5,3 yuan in mortgage every month. My salary and all the extra money have been filled into the mortgage, which is very stressful. When I want to change my job and jump ship, I dare not act easily when I think that my mortgage has not been earned next month. Sometimes the house really becomes a stumbling block for me to change jobs and so on.
did you regret it? Shouldn't we buy a house so early?
firmly say: no regrets. Give me a chance to choose again, and I will choose to buy a house! When you work hard in a foreign city, even if you have more friends and are alone at night, you still feel like you are drifting in a foreign land, like a rootless grass floating in the wind. When I have a house, I feel I have a place in this city. I'm also energetic in my own struggle!
As an ordinary wage earner, the increase of his salary can't keep up with the increase of house price! So the house can be settled earlier if you start early! The pressure brought by the house becomes a kind of happiness pressure! ?