If the overdue credit card cannot be contacted by phone and the credit card has been without power for a month, it can be considered as lost contact.

Detailed explanation:

1. First of all, lost contact means that you cannot get in touch with the other party and cannot determine its specific whereabouts or contact information. If the overdue person's call has not been answered for a month and the phone has been turned off, then the person cannot effectively communicate with the other party and is considered lost contact.

2. Secondly, an overdue credit card indicates that the overdue person may be facing financial difficulties or other problems, resulting in the inability to repay the credit card debt on time. In this case, the payment bank will usually contact the overdue person by phone. to negotiate a solution. If the overdue person cannot be contacted, the bank will not be able to understand its specific situation and will not have the opportunity to reach an agreement with it, so it is counted as lost contact in this case.

3. To sum up, if the overdue credit card phone number is placed in the overdue person's hometown, and the power has been turned off for a month, and the overdue person cannot be contacted, it can be regarded as lost contact. This means that banks cannot communicate normally with overdue persons and further implement appropriate solutions to deal with overdue issues.

Extended information:

Overdue credit cards will have an important impact on personal credit records and future credit borrowing. Banks usually contact overdue persons through various methods such as phone calls, text messages and letters, hoping to negotiate repayment arrangements and avoid further legal and financial disputes. Overdue credit cards may be included in personal credit reports, affecting applications for personal loans, rentals, home purchases and other financial services. Therefore, it is very important for overdue people to contact the bank in time and seek solutions to avoid greater losses to their credit history and economic status.

Please note: The above answers are based on general situations only. Specific situations may vary from case to case. Please consult a professional institution or lawyer related to credit cards for professional advice.