1, personal card
Puka: 80 yuan/Card as the main card and 40 yuan/Card as the auxiliary card.
Gold card and silver card: main card 160 yuan/card, and auxiliary card 80 yuan/card.
Standard Platinum Card Credit: main card 580 yuan/card, supplementary card 300 yuan/card.
Car card: main card 200 yuan/card, auxiliary card 100 yuan/card.
Platinum Card (Elite Edition): main card 1800 yuan/card, and auxiliary card 1200 yuan/card.
Platinum Card (Premium Edition): 3,600 yuan per card for the main card and 2,800 yuan per card for the auxiliary card.
Diamond credit card: 5800 yuan/card for the main card and 3800 yuan/card for the auxiliary card.
2. Unit card
Standard Card: 200 yuan/Card.
Platinum business card: 3600 yuan/card.
Diamond business card: 5800 yuan/card.
Two, the construction bank credit card annual fee deduction time
Many card friends think that the annual credit card fee of CCB will be deducted at the end of the year, and they are busy swiping their cards at the end of the year. In fact, the annual credit card fee of CCB is charged in the month when the credit card is approved. For example, if the validity period of the front of the card is printed as 6/ 16, then the annual fee is generally collected in June of that year, and the annual fee decreases from June of that year to May of the following year.
Three, the construction bank credit card free annual fee policy
China Construction Bank's credit cards (Puka, Gold Card) are spent 3 times a year (unlimited) free of annual fee. The annual fee will be collected in the next card-holding year and will not be refunded after collection. (Unless otherwise agreed for special products).
China Construction Bank credit card (standard platinum card) spends 18 times per card year (unlimited amount), and the annual fee for that year is exempted. If the card does not meet the requirements, the annual fee will be collected in the next card-holding year and will not be refunded after collection. (Unless otherwise agreed for special products).
CCB's car card is collected in advance every year and will not be refunded after collection.
Tips:
1, Alipay consumption and recharge are also counted as consumption times, and there are points.
2. China Construction Bank Red Cross Aibolongka is free of annual fee for life.
Extended data
Credit card annual fee rules refer to some corresponding provisions of credit card annual fee. Before the cardholder activates the credit card, the bank shall not charge an annual fee.
Actually, for most cardholders, the annual fee is not a problem. The key is whether the annual fee-free index is easy to achieve. From the survey, we found that most credit card centers did not adjust the original annual fee-free standard, only a few increased it.
/kloc-from August 0/3, most credit cards can be exempted from the annual fee for the first year, and the annual fee can be reduced or exempted when swiping the card for a certain number of times or a certain amount. The relatively low standards are the standard cards of China Construction Bank and China Everbright Bank. As long as cardholders swipe their cards three times a year, they can be exempted from the annual fee for the following year.
Among them, the cumulative number of swipes can also be combined between the main card and the auxiliary card of Everbright Credit Card, that is, after swiping the card for three times, both the main card and the auxiliary card can be exempted from annual fees.
The annual fee-free policy of Bank of Communications is the annual fee-free policy in the first year, and the annual fee-free policy in the next year if you swipe your card six times in one year (unlimited amount). The swipe times of the main card and the auxiliary card can be calculated together. However, the credit card center may introduce a new annual fee standard, which will be published on the website of the credit card center and inform cardholders accordingly. If the annual fee-free policy changes, cardholders should not forget to adjust their credit card strategy.
The annual fee-free policy of Shanghai Pudong Development Bank is quite special. Cardholders of standard Capka, gold card and some platinum cards (accelerated points and simple platinum) will be exempted from the annual fee for the following year by swiping their cards six times. Standard platinum cards and co-branded cards need to earn 30,000 points to avoid the annual fee for the following year. (Consumption 1 meta-product 1 points)
Minsheng Bank and Shenzhen Development Bank have relatively high annual fee-free standards. The former requires cardholders to swipe their cards eight times a year to avoid the annual fee of the following year, while the latter raises the standard to 18 times. Moreover, both credit card centers stipulate that the number of swipes of the main card and the auxiliary card should be calculated separately, and any card that fails to meet the standard needs to pay the corresponding annual fee.
China Construction Bank-Announcement on the change of preferential annual fee policy for standard platinum card series products
China Construction Bank-China Construction Bank's Notes on the Annual Fee of Longka Platinum Credit Card.
China Construction Bank-Charge Standard