Xingye can apply for a credit card directly with a salary card if it pays wages for more than 6 months.
These are just a few common reasons. The important thing is that you call 9556 1 and ask why you didn't do it. Of course, the general customer service will not tell you the detailed reasons. You'd better check with the salesman who helped you with the card. They can find out the specific reason for the return.