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How to change Huaxia credit card when it expires?
After Huaxia Bank's credit card expires, you can directly call Huaxia Bank's customer service hotline 4006695577 to apply for card replacement. The main application methods for card replacement are as follows:

1. Call 4006695577 and transfer to manual customer service according to voice prompts.

Second, then, the customer service staff will first fit the relevant personal information of the cardholder.

Finally, after the information is verified, you can apply to the bank staff for card replacement.

Credit card is a credit certificate issued by a commercial bank or credit card company to eligible consumers. The form of credit card is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

Another way of saying credit card is that credit card is a non-cash transaction payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm and a thickness of 65,438+0 mm, which are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders do not need to pay cash when using credit cards, and make repayment on the checkout date.

Credit card consumption enjoys an interest-free period, and the bill amount is paid off before the due repayment date, without any cost. There is no interest-free repayment period for cash withdrawal, and five ten thousandths of daily interest will be charged from the date of cash withdrawal, and the bank will also charge a certain percentage of cash withdrawal fee.

201February 2, 200514 annual payment system report released by China people's bank shows that by the end of 20 14, 4.936 billion bank cards had been issued nationwide, an increase of17.5438+03 over the end of last year. Among them, 448,654.38 billion debit cards and 455 million credit cards were issued. The data shows that by the end of 20 14, China had 3.64 bank cards per capita, an increase of 17.04% compared with the end of last year. For details, please refer to Forward-looking Report on In-depth Investigation and Development Prospect Forecast of Bank Card Industry in China.

Among them, 0.34 credit cards were held per capita, an increase of 17.24% compared with the end of last year. The per capita possession of credit cards in Beijing and Shanghai is still much higher than the national average, reaching 1.7 and 1.33 respectively. The report shows that China's credit card credit scale has grown moderately, and the credit utilization rate has continued to rise. By the end of 20 14, the total credit granted by credit cards was 5.6 trillion yuan, up 22.5% year-on-year. The average credit line of credit cards was 1.23 million yuan, and the credit utilization rate was 4 1.69%, which was 1.4 percentage points higher than the end of last year. The total outstanding credit of credit cards overdue for half a year was 35.764 billion yuan, an increase of 65.438+0.0572 billion yuan or 465.438+0.97% compared with the end of last year.