According to the relevant regulations of the People's Bank of China, the purpose of issuing credit cards by banks is to encourage cardholders to use their cards for consumption, and cannot be used to engage in investment or speculation. Since credit card Tenpay recharge is not a consumption Therefore, credit cards cannot be directly recharged with Tenpay.

In fact, third-party payment platforms such as Alipay and Tenpay have closed the channels for credit card recharges to third-party payment platform accounts as early as a few years ago in accordance with regulations. Credit cards cannot be used to recharge accounts on third-party payment platforms. The purpose is to prevent credit card arbitrage. Currently, credit cards can only be used for online small-amount quick payments or large-amount payments through supported third-party payment platforms, subject to the credit card payment limits stipulated by the bank.

The single transaction limit of Alipay (quick payment) is 30,000 yuan, the single-day limit is 30,000 yuan, and the single-day limit is 30 times (currently, Taobao Market and Tmall have not yet opened the Ping An Bank credit card payment category). Alipay provides a quick payment small amount experience service with a limit of 500 yuan per bank card per transaction, 500 yuan per day, and 500 yuan per month. This limit cannot be increased.

Alipay (large-amount online banking payment) has a single transaction limit of 20,000, a single-day limit of 20,000, and a single-day limit of 10 times. You can use Alipay to jump to Ping An Bank’s online banking for payment. The specific payment limit depends on the merchant and Alipay's cooperation method (large payment or small payment).

Alipay (small-amount online banking payment) has a single transaction limit of 2,500, a single-day limit of 2,500, and a single-day limit of 10 times.

The single transaction limit of Tenpay (quick payment) is 20,000, the single-day limit is 20,000, and the single-day limit is 10 times.