The specific steps for negotiating a credit card interest suspension are as follows:

1. Proactively contact the bank. First of all, you must contact the bank to express that you are unable to repay the loan on time and hope that the interest will be suspended and strive for certain relief measures.

2. Rational analysis of the reasons. When contacting the bank, try to rationally analyze the reasons for the overdue payment and explain the situation, such as illness, unemployment, family emergencies, etc. Send relevant materials to the bank to notarize your situation.

3. Propose solutions. Actively propose solutions to the bank. If you can repay the money in time, it is recommended to pay off the entire debt. In this way, you have a greater chance of obtaining an interest suspension. If you cannot pay back at once, you can suggest that the bank suspends the interest and pay it in installments. Repayment and other methods to alleviate their predicament.

4. Maintain good bank credit. After overdue repayment, you should maintain your personal bank credit, communicate with the bank more and understand your credit status, maintain a good overdue repayment record, and avoid similar problems from happening again. At the same time, you can also have a more comprehensive understanding of your own credit situation by querying personal credit data, understand your credit situation, and avoid similar problems from happening again.

Therefore, actively contacting the bank, rationally analyzing the reasons, proposing your own solutions, and maintaining good bank credit are key steps in negotiating a credit card interest suspension.