Yes.

With their household registration booklet and valid ID of their guardian, children under the age of 16 can open their own accounts at the five major banks. Among them, banks such as Industrial and Commercial Bank of China, Bank of China, and Bank of Communications have launched exclusive accounts for children. card type.

In other words, anyone under the age of 16 needs to be accompanied by a guardian and obtain the consent of the guardian before they can apply for a bank card. I cannot apply for a bank card alone.

Children's exclusive card service fee discounts are very limited, and some banks even have no discounts at all. Among them, ICBC waives annual fees and issuance fees for "Baby Growth Card" cardholders under the age of 16.

However, if the average daily balance of the account is less than 300 yuan, a small account management fee of 3 yuan/quarter will be charged. In addition, ICBC also provides a preferential treatment for parents to transfer remittances to the accounts of children under 16 years old without reprinting remittance fees.

The Bank of China "Great Wall Flower Season Card" does not have an annual fee reduction discount. Like ordinary card accounts, the bank charges an annual fee of 10 yuan/card, and a small account management fee under corresponding conditions.

Bank of Communications' "Pacific Children's Card" has been given a "limited" discount. New cardholders who open a children's exclusive card can enjoy exemption from the cost of production and the first year's annual fee.

From the second year onwards, an annual fee of 10 yuan will be charged for each card. However, Bank of Communications' small account management fee is only for passbook customers, and is not charged for all bank card customers.

Extended information:

Function

Compared with ordinary debit card accounts, children’s exclusive cards appear to have relatively single service functions. The children's exclusive cards of ICBC, ICBC and China Communications Bank can all realize the basic service functions of general debit cards, such as deposits and withdrawals, consumption, transfers, etc.

The three banks have varying degrees of restrictions on other functions such as bill payment, online banking, and wealth management, and the specific situations are different. Among them, for those who open the "Baby Growth Card" of ICBC and sign an exclusive financial management agreement, the bank can provide account management functions such as automatic transfer of over-limit deposits, account change reminders, monthly consumption limit setting, etc. However, the children's card does not support the purchase of financial management and funds. Fixed investment and other functions cannot be opened for online banking.

The "Great Wall Flower Card" launched by Bank of China for young students under the age of 16 has a one-card multi-account function and a collection and payment function. This card also does not support bank financial management, fixed fund investment, etc.

With the Bank of Communications "Pacific Children's Card", in the presence of an agent, online banking and other electronic banking services can be opened for children's exclusive cards, but minors cannot handle this business alone.

Except China Banking Corporation Limited, China Banking Corporation Limited, and China Foreign Affairs University, all other major banks stated that as of 2012, there were no special cards for children. All certificates can be used to open an ordinary bank card.

Baidu Encyclopedia-Children’s Bank Card