Guangfa Ctrip Co-branded Card is a joint credit card jointly launched by Guangfa Bank Co., Ltd. and Ctrip Computer Technology (Shanghai) Co., Ltd., which is specially designed for business travelers. The card features two-way accumulation of Ctrip points (no more accumulation of Guangfa credit card points), gift of travel accident insurance, and no handling fee discount for monthly cash withdrawal in different places to meet the needs of business travelers.