What is certain is that idle credit cards should never be left alone or thrown away casually.
Not to mention that many banks charge annual fees for credit cards, and the security issues of idle credit cards cannot be ignored by cardholders.
The issuance of a credit card includes a lot of your information, such as your name, address, mobile phone number, ID number, credit card number and other personal privacy information.
Although banks are obliged to protect your private information, who can guarantee that it will be foolproof? Therefore, it is recommended that you cancel your unused credit cards as soon as possible to avoid hidden dangers and troubles.
1. To cancel a credit card, the cardholder only needs to take the credit card and ID card to the same bank as the card-issuing bank and apply for cancellation.
2. If your credit card is lost, cancel the account as soon as possible.
3. If a credit card is involved, you can also call the credit card center to cancel it.
4. After the card is canceled, the staff will generally cut it. If not, it is recommended that you cut it yourself and throw it into different trash cans.
For the most comprehensive guide to increasing your Huabei quota, follow the WeChat public account: Youqian Lab and reply "Huabei" to get it.