In fact, after the cardholder discovers that the credit card has been stolen, he must master the amount of money for 72 hours and help himself effectively. The details are as follows

Step 1: Change account and password

Change the account number and password in time. This can be done by the cardholder after receiving the card email, and it is also an important measure to avoid being stolen again.

Step 2: lose your credit card.

Please contact the issuing bank in time to refuse your transaction, report the loss or freeze the card. At present, most of the bank's manual telephones are online 24 hours a day, and many banks can temporarily report the loss of credit cards through shortcut keys. The loss reporting operation in the previous second can eliminate the loss caused by the theft of credit cards.

Step 3: Apply for investigation.

When the cardholder reports the loss, the cardholder makes an adjustment request to the issuing bank by phone, asking which merchant the bank's suspicious consumption occurred. Whether at home or abroad, this practice is not always successful. However, in online consumer fraud, you can also consult the phone number of the relevant website. They can make the processing result faster than the customer service of the bank, or provide more information about the theft transaction.

Step 4: Credit card proof

Swipe your card at a nearby ATM or POS machine. Proof is stuck on you. Then save the transaction voucher.

Step 5: Call the police.

Finally, report to the local police station. It is also important evidence to show the original bank card to the investigators and obtain the notification receipt and acceptance notice.

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