ICBC's credit card is disqualified as follows:

1. The total principal and interest of the account must be paid in full.

2. On the second day after repayment, you can bring your valid original ID card and credit card to the local industrial and commercial bank to apply for resumption of use, or call 95588 to apply.

3. The application for resuming the use of credit cards needs to be reviewed by the local industrial and commercial bank.

the above is how ICBC cancels the qualification of using credit cards.

Extended information:

ICBC's credit card is disqualified for the following reasons:

1. The customer's previous credit card transaction has the behavior of "cashing out".

2. If the customer fails to pay off the credit card debt for a long time, he/she will apply for restoring the credit card after paying off the credit card debt in full (including overdue payment, interest and compound interest). If the credit card cannot be restored after paying off the debt in full, he/she will have to cancel the credit card.

note: the overdue credit card will affect the credit information of the credit card holder, and it will be displayed in the national credit information system within five years, and it will also affect the credit card holder's handling of credit cards, loans and other businesses. In severe cases, he will not be able to take airplanes and other means of transportation.

the above is the reason why ICBC cancelled the qualification of using credit cards.