The China Merchants Bank All-in-One Card is not a credit card, but a debit card.

Application method: Apply at a business outlet. You can go to a bank outlet with your valid ID card to open an account. If you apply for a card on behalf of an agent, you must also present the agent's identity certificate.

Introduction to the functions of China Merchants Bank One Card:

1. One card allows multiple accounts to have various current and fixed savings accounts in RMB, US dollars, Hong Kong dollars, Japanese yen, euros and other currencies.

2. Deposits and withdrawals of various types of deposits and withdrawals can be handled at any branch of China Merchants Bank in the same city; deposits and withdrawals of RMB, Hong Kong dollar, and U.S. dollar current accounts can be handled at various branches across the country.

3. Automatic transfer of deposits. If there is a lump sum deposit and it expires, the bank will automatically transfer the deposit to the original deposit period with interest.

4. Self-service transfer After applying for the self-service transfer function at the China Merchants Bank counter, you can directly use the relevant self-service channels to handle the following businesses:

①Through online banking, ATM self-service equipment, and self-service Inquiry terminal channels handle fund transfers between the same city's "all-in-one card" and passbooks for the same customer;

② handle fund transfers to any pre-designated account through online banking and self-service inquiry terminal channels;

③Transfer funds to any third-party account through online banking, ATM self-service equipment, and self-service inquiry terminal channels;

Special instructions: handle RMB in the same "all-in-one card" or the same foreign currency Fixed and active transfers between banknote and remittance type accounts. There is no need to go to the counter to apply for the application, it will be automatically activated by the computer system.

5. Merchant consumption is settled directly at merchants authorized by China Merchants Bank and China UnionPay.

6. Withdrawal from ATMs: RMB current withdrawals, password changes, third-party transfers, current account balance inquiries and other services can be handled at the ATMs of CMB where the account is opened; RMB can be processed at the ATMs of CMB where the account is not opened. Current withdrawals; you can also handle RMB current withdrawals, current account balance inquiries and other services at the ATMs of other banks that have joined China UnionPay.

7. Self-service deposit machines can handle RMB demand deposits, lump sum deposits and withdrawals, and small deposits and lump sum withdrawals at the locations where China Merchants Bank accounts are opened. Deposit services in non-account locations will soon be opened.

8. Inquiry service: China Merchants Bank counters, self-service banking, telephone banking, online banking and other channels provide customers with deposit interest rates, exchange rates, business profiles and various accounting inquiries.

9. Telephone Banking CMB Telephone Banking provides automatic voice services and manual services.

① Dial 95555 directly and follow the automatic voice prompts to handle account inquiries, transfers, loss reports and other services.

② The 95555 telephone banking manual service can provide 24-hour business consultation services and accept customer complaints.