1. The risk of cardholders

First, the cardholders maliciously overdraw.

second, the cardholder lied that he did not receive the goods after receiving them.

the third is to report the loss first, and then use a large number of cards that have been reported for loss in a very short time. The fourth is to use the overdraft amount of credit cards to issue usury and earn profits.

2. Risks of businesses

One is illegal employee fraud.

the second is illegal merchant fraud.

the third is the risk of credit card cashing by special merchants.

3. Risks from the third party

Risks from the third party are manifested in various forms, such as robbery, copying, ATM fraud, forgery, identity fraudulent use, false declaration, and risks hidden in online payment. Especially in recent years, with the rapid growth of online transactions and the virtualization of online e-shopping, credit card risks have taken on a new form, which is even more difficult to prevent.

4. Risks of commercial banks There are illegal staff in commercial banks themselves, and they often take advantage of their authority to commit crimes internally. Such as forging credit cards or stealing credit cards that have been issued without authorization, impersonating customers to withdraw cash or spending by card; Or arbitrarily exceed the authority and take large amounts of cash; Or steal cash by changing computer customer data and deposit balance.

the above is the information provided by my love card xiaobian for you, please adopt it.