Finally got the credit card! For newbies, this is great news. But don’t be too happy. Even if you get the card, there is still a lot of preparation work to do. Let’s take a look with the editor.

1. Activate credit card

A credit card cannot be used immediately as soon as you get it. You have to go through the activation steps. How to activate it depends on how you apply for the credit card. Different application methods have different application methods. If you apply for a card online and apply for the first card, you need to go to the bank counter for face-to-face activation. Please bring your valid ID card + card letter + reserved mobile phone number to the face-to-face face-to-face interview. If you do apply for the card at the counter, you don't need to sign outside. You can activate it directly through phone calls, text messages and other channels.

2. Set password

A card has a query password, which needs to be set when activating the credit card. You can call the service hotline of the card-issuing bank and follow the voice prompts to enter your ID number for verification, and then set a 6-digit query password. Of course, in addition to the query password, there is also a very important transaction password. The transaction password is used when swiping the card for consumption and cash withdrawal. It is also a 6-digit number.

3. Sign on the back of the card

Signing on a credit card is ignored by many people, but it is also very necessary. Some credit card transactions are based on signatures. When making a purchase, the merchant will compare the receipt with the signature on the back of the credit card. If the name or handwriting is incorrect, the transaction will be directly rejected.

After getting the credit card, the cardholder must make the above preparations, so that consumption with the card will be safer.