Credit card cancellation and account cancellation are two completely different concepts. Many people will think that these two concepts sound very similar, but this is not the case. Because the meaning of card withdrawal is that you cancel a bank's credit card, but it is possible that you have other credit cards in this bank. In other words, the bank will still keep all the information about opening an account for you. This situation is called card cancellation.
But it is different to cancel the account. Account cancellation means that you want to cancel all your credit cards in a bank, and you will also cancel your personal account. This bank will delete all your personal information after closing your account, that is, if you want to apply for a new credit card, you need to fill in all the formalities again. Of course, if you have a bad record such as overdue credit cards, even if you cancel your account, you will still have a record.