There are four ways to activate a credit card:
1, go to the outlet counter to activate, and you need my ID card and credit card when handling;
2, online banking card, if there is online banking, you can set the transaction cash withdrawal password together;
3, telephone voice self-service card opening, of course, before activation, you will need to enter some personal information to ensure that it is the cardholder himself. If the information input is incorrect, it will be switched to manual card opening.
4. SMS activation.
Credit card refers to an electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. Credit card is a non-cash transaction payment method and a simple credit service; Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits. Credit card refers to the credit payment tools issued by commercial banks in People's Republic of China (PRC) (including foreign banks and Sino-foreign joint venture banks, hereinafter referred to as commercial banks) to individuals and units.
Measures for the Administration of Credit Card Business Article 3 The term "credit card" as mentioned in these Measures refers to the credit payment instruments issued by commercial banks in People's Republic of China (PRC) (including foreign banks and Sino-foreign joint venture banks, hereinafter referred to as commercial banks) to individuals and units. Credit card has the functions of transfer settlement, cash deposit and withdrawal, consumer credit and so on.
Credit card, also known as debit card, is a credit payment tool with a certain overdraft limit issued by cardholders according to their credit status. With overdraft function, the cardholder must "use it first and then pay it back" within the approved credit limit.
You can activate it directly in the business hall or in other ways:
1. Telephone activation You can dial the self-service voice menu of the 24-hour service hotline of the bank credit card, select card activation, activate the card according to the prompt information and set the password.
2. To activate online banking, you can log in to the bank credit card official website and click Online to activate the credit card function. Enter the ID number and card number to activate the card.
Third, SMS activation: according to the prompt in the credit card letter, activate SMS operation.
Fourth, WeChat activation: Pay attention to the official WeChat account, a bank credit card, and activate the credit card online. Tips: After successfully activating the card, it is recommended to call the customer service hotline to set the transaction password and inquiry password to ensure the normal use of the card.
For credit card overdue fees, different online lending platforms have different names and different charging standards. Whether it is called overdue penalty interest, overdue management or other various names, the charging standard is very high. Therefore, those who have the ability to repay on time should never be overdue.