Beifujin of Pudong Development Credit Card is a special installment limit provided to cardholders for large-amount card consumption in addition to the total credit limit of the credit card. It is independent of the fixed consumption limit. In other words, applying for credit card installment through Beifujin will not occupy the credit card limit. After the installment is successful, the credit card limit will be released the next day. It should be noted that not everyone can apply for Beifujin. Only principal cardholders with good credit can obtain the credit limit. The specific application will be made by the credit card center based on the cardholder’s credit status, card status, consumption purpose, etc. when applying. qualifications.

1. After obtaining the Pudong Development Bank's Beifufen quota, users can use it when handling free installment business or bill installment business, and the installment limit must be within the Beifufen limit. After the installment is successful, the Beifufan amount will be occupied amount, but it will not occupy the credit card limit. It should be noted that if the installment limit exceeds the Beifufen limit, the Beifufen limit cannot be used for installment, but the credit limit can be used for installment. After the installment is successful, the credit limit will be occupied. For example, assuming that your Beifuqian limit is 5,000 yuan and the installment amount to be processed is 3,000 yuan, you can use the Beifufan limit for installment. After the installment is successful, the remaining Beifufan limit is 2,000 yuan; but if you want If the installment amount exceeds 5,000 yuan, for example, 6,000 yuan, you cannot use the Beifu amount for installment, and can only use the credit card limit for installment.

2. If you do not need the Beifufan limit, you can call the Shanghai Pudong Development Bank 24-hour customer service hotline 400-820-8788 to apply for cancellation before applying for the installment business. In addition, the Beifufen limit cannot be used repeatedly, and the used limit will not be automatically restored due to repayment, returns, cancellation of installments, etc., and will be automatically updated every month based on the cardholder's card usage, risk conditions, etc.

3. Shanghai Pudong Development Bank (referred to as: Pudong Development Bank or Shanghai Pudong Development Bank) was established with the approval of the People's Bank of China on August 28, 1992, opened on January 9, 1993, and was listed in Shanghai Securities in 1999. It is a national joint-stock commercial bank listed on the exchange (stock trading code: 600000), with its head office in Shanghai. Adhering to the core values ??of "Adhering to Integrity and Creating Excellence", Shanghai Pudong Development Bank actively explores financial innovation, continues to expand its asset scale, and continuously enhances its operating strength. In July 2021, it ranked 57th on the 2021 Fortune China 500 list. On August 2, 2021, it ranked 201st in the 2021 Fortune Global 500.