Multiple rejections of online credit card applications may be due to the following reasons:

1. The applicant is a credit “white account” or has a bad credit record

Apply If a person does not have any credit record before, he is a credit-free account. The bank cannot judge whether his credit is good or bad, and if his qualifications in other aspects are not good enough, the bank is likely to refuse approval. In addition, if the applicant has a bad credit record and his personal credit is stained, the bank will no longer trust you and will refuse to issue a card.

2. The applicant's location is not the place where the bank's credit card business is carried out

Different banks will choose different areas to carry out credit card business. In some remote mountainous areas and some towns, there may be no credit card business. Some foreign investors Banks such as Citibank only have credit card services in a few big cities. Therefore, credit card applications for residents in some areas will be rejected by banks depending on their location.

3. The nature of the applicant’s work prevents the applicant from applying online

The general requirements for online application are those who work, those who have social security, five insurances and one fund, and those who are self-employed or doing business , practitioners whose wages are settled in cash, and customers with unstable jobs such as couriers, salespersons, and hairdressers, all need to apply at the counter and provide more sufficient application materials.

4. Other poor qualifications

For example, low income, no asset certificate, too low academic qualifications, etc., will affect the applicant’s overall score. If the overall score is too low, the application will be rejected. Card failed.