Chaochaoyinghe and Yu’e Bao are two different financial products, and their returns will be affected by market interest rates, product rules and other factors. Generally speaking, the income of Chaochao Yinghe is relatively high because it is a financial product issued by a bank and usually has a certain fixed rate of return. Yu'e Bao is a currency fund launched by Alipay. Its income is relatively low, but it is also relatively more stable.

However, it should be noted that the returns from financial products are risky, and past performance does not represent future returns. When choosing financial products, investors should make comprehensive considerations based on their risk tolerance, investment period and other factors. It is recommended that when choosing financial products, you can refer to the product's historical returns, risk ratings and other information, and you can also consult a professional financial advisor or financial institution to make more informed investment decisions.