Current location - Trademark Inquiry Complete Network - Overdue credit card - I used to apply for a China Merchants Bank credit card, but then I canceled it. It has been 3 years. Now I have no stable income. Can I still apply for a new card?
I used to apply for a China Merchants Bank credit card, but then I canceled it. It has been 3 years. Now I have no stable income. Can I still apply for a new card?

Hello, applying for card cancellation 3 years ago generally does not affect your application for a new card. The most important condition for applying for a credit card is that you are between 18 and 60 years old, have a stable job and income, and you must apply. The documents are copies of identity certificates and employment certificates. If you can provide other financial proof documents, it will be more helpful for us to understand your personal situation and determine your credit limit. Detailed application information is as follows:

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back is required), military personnel are required to provide a copy of the military ID;

2. Work certificate: It can be the original work certificate issued by the unit where you work (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal), or the original has been verified by the promoter A copy of the work permit/plate with the mark;

3. Proof of financial resources: It can be a bank salary record, or income tax withholding certificate, or documents proving the market value of houses, cars, deposits and investments (such as real estate Certificate/car driving license/copy of bank deposit certificate) and other materials that can prove your financial level. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.

Credit card issuance will be subject to the final review result.

If you have other questions, it is recommended that you consult "Customer Service Online"/cmu/icslogin.aspx?from=Bamp;logincmu=0. Thank you for your attention and support!