A restricted credit card means that the card has been frozen, is temporarily unusable, and cannot be used for any transactions. There are many reasons why a credit card is restricted, as follows:

1. The existence of a credit card Theft or abnormal use;

2. There are still outstanding balances on the credit card;

3. There are risks in the credit card transaction environment;

4. The credit card is suspected of cashing out.

No matter what the reason is, cardholders should contact the card-issuing bank in a timely manner and actively cooperate with the bank's investigation to remove the credit card's restricted status.

How long does it take to remove restrictions on a credit card?

If the user's credit card is restricted due to late repayment or suspicion of cashing out, as long as the problem is solved, the balance is paid off, or the consumption voucher is submitted to the bank to prove that the funds have not been cashed out, it usually takes a few working days. Restrictions can be lifted.

If the system regards long-term overdue payments as malicious non-repayment, or the bank keeps reminding you repeatedly that you are still suspected of cashing out, it will be difficult to lift the restriction.