Different uses and different currency choices.

1. Study abroad credit cards are mainly aimed at international students and provide discounts and services related to studying abroad. Study abroad credit cards usually provide certain discounts or points as rewards to cardholders, which are suitable for consumption and living expenses during study abroad. The full-currency credit card is a multi-currency credit card that can be used at various merchants and ATMs at home and abroad, making it convenient for cardholders to make purchases and withdraw money around the world.

2. Credit cards for studying abroad usually use the major currency of the target country as the settlement currency, such as US dollars, euros, pounds, etc., which facilitates international students to consume and pay tuition fees in the target country. Full-currency credit cards can support settlement in multiple currencies, including RMB and other foreign currencies, as well as corresponding settlement and exchange rate conversion services.