1, official website query: (browser computer: macbookpromos 14 open Google version 92.0.455438+05.131)
Applicants can log in to the Postal Savings Bank official website, click to enter the credit card center, and check the progress of credit card application according to the page prompts;
2. Telephone application:
If the applicant has not received the credit card for a long time, he can call the postal bank.
Credit card customer service hotline, to manual service details.
Real.
1. Credit card processing time
1. Online application: generally within 20 working days.
2. Website application: generally, the approval is completed within 5 working days, and new customers need to go to the bank outlets for face-to-face signing, and the approval is completed within 2 working days after face-to-face signing.
3. Mobile banking application: generally, the review is completed within 5 working days, and new customers need to go to the bank outlets for face-to-face signing, and the review is completed within 2 working days after face-to-face signing.
After the credit card application materials are submitted, they will first be submitted to the audit department of the credit card center of the issuing bank. The audit department will grade the applicant according to his personal situation. This process usually takes 65,438+00 working days. If approved, the issuing bank will make a card for the cardholder within two working days, and then send the credit card by registered mail or express delivery. It usually takes about 15 days for registered mail and about 5 days for express delivery.
However, for some cardholders who have applied for a credit card and submitted complete information, the bank's approval will be much faster. Usually the card will be issued in about 3 days. Therefore, how long the credit card can be completed depends on the applicant's personal situation and the approval speed of the issuing bank. Generally, the results will be available in a month or so.
2. Credit card processing conditions
Different banks have different requirements for credit card applications, some higher and some lower, but to sum up, they are nothing more than the following:
1, age18;
2. Hold a valid ID card;
3. No bad credit record.
4. Have a fixed work certificate;
5 proof of income stamped with the financial seal of the unit.
6. Other financial certificates, such as real estate, automobiles, stocks and bonds. ;
7. Social endowment insurance certificate;
8. Provide two contacts.
The first three conditions must be met. Try to provide 4-7 certificates. 18 years old or above, with valid identity documents and no bad credit history, can apply for a credit card. The more proof materials you provide, the greater the pass rate.
How to check the status of China Post's official website credit card?
Check the progress of credit card processing as follows:
First, open Baidu search, enter "China Postal Savings" in the search bar, and then find official website, the Postal Savings Bank of China, and click Enter.
2. After entering China Postal Savings Bank official website, find "Credit Card" and click Enter.
Three, after entering the credit card, find "application progress query", click enter.
4. Enter the application progress query, enter the corresponding information according to the system requirements, and check the status of the credit card after verification.
5. If the credit card is already in the process of express delivery, you can click "Logistics Inquiry" to enter.
Six, after entering the logistics query, enter the ID number and SMS verification code to query the logistics situation.
How to handle the credit card of China Postal Savings Bank?
Credit cards of the Postal Savings Bank can only be handled at outlets.
Because the bank outlets are only responsible for guiding the filling of forms and receiving supporting materials, the final approval is completed by the credit card center. Therefore, it takes about a week for outlets to submit application materials to local branches, and then the branches will mail them to the credit card center of the head office. The credit card center will complete the data review and information check within five working days, decide whether to approve the card and the amount of approval, then make the card within two days, and finally it will take about one week to mail the card to the applicant's reserved address. This series of processes will take about twenty working days. Of course, this is the average. If the application card is close to the credit card center, it may take more than ten working days.
After applying for a credit card, many cardholders are particularly concerned about the process through which their bank cards can be obtained, so let's take a look at the credit card application process of the Postal Savings Bank.
：
After applying, you can check the progress of the application card in four ways listed for you.
Method 1: Check the credit card application progress of Postal Savings Bank online.
For online inquiry, please click: Online Inquiry Channel of Credit Card Application Progress of China Savings Bank.
Method 2: Postal Savings Bank credit card application progress customer service telephone inquiry.
For customer service telephone consultation, please call: 400-88-95580.
Operation process: dial 400-88-95580- press "1" to select credit card application and application progress inquiry-press "2" to select credit card application progress inquiry-enter ID number to inquire application progress.
Mode 3: Postal Savings Bank Credit Card Progress WeChat Inquiry
Mode 4: SMS inquiry of credit card progress of Postal Savings Bank
You must use the reserved mobile phone number when applying for a credit card!
Please edit the information for SMS inquiry: you can send SQCX to 95580 to inquire about the progress of your credit card application.
China Post Group Co., Ltd., referred to as China Post for short, was formally restructured from the former China Post Group Company on February 20 19, and is a wholly state-owned company established in accordance with the Company Law of People's Republic of China (PRC). There is no shareholders' meeting in the company, and the Ministry of Finance will perform the investor's duties on behalf of the State Council in accordance with national laws and administrative regulations. The company has a party group, a board of directors and a manager. The company operates various postal services according to law, undertakes universal postal service obligations, provides special postal services entrusted by the government, and commercializes competitive postal services.
The registered capital of China Post Group Co., Ltd. is 654.38+0376 billion yuan. According to national regulations, we will focus on universal services, delivery services, financial services and rural e-commerce, and implement diversified operations.
How to apply for a postal credit card
Postal savings bank credit card application must be at least 18 years old and have a source of income. The required procedures and materials are as follows.
I. Processing conditions
1, age 18-65 years old, with civil capacity.
2. Have a stable income and provide proof of income.
3, personal credit should be good, no bad record.
Whether you can successfully apply for a credit card is also related to your occupation.
Generally speaking, a stable job is a necessary condition for successfully applying for a credit card.
6. Foreign and overseas personnel and officers in active service should issue temporary accounts issued by local public security departments or certificates issued by relevant departments, and provide guarantee units with guarantee conditions or guarantors with local accounts and working in the local area.
Second, the information needed to apply for a credit card.
1, identification materials;
2. Proof of work and income;
3. Proof of financial resources;
4, academic titles, professional qualification certificates, own real estate license, own car driving license and other auxiliary materials.
Third, the handling process
1. Go to the business outlet.
(1) First, please ask the hall teller to fill out the application form. The other party will usually ask you to fill in the application form. You need to fill in your basic personal information, as well as your company phone number, home phone number and my mobile phone number. Two contacts (a relative and a friend) and their mobile phone numbers and fixed phone numbers.
(2) After completing the form, submit the above information to the bank for review. The bank will decide whether to approve the card and the amount of the card according to the comprehensive score of the information submitted by the applicant. Reference items include age, gender, unit, income, position, housing, education, marriage, real estate, professional title, credit record and so on. A score segment corresponds to a result, from not approving cards to approving cards, from low amount to high amount. After submitting the form or online application, you can enter your ID number in the bank official website to check the application progress.
(3) In order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submitted makes the bank feel that you have enough repayment ability. The stronger the repayment ability, the easier it is for banks to issue cards.
2. Online processing
(1) Apply for an appointment online;
(2) Three to five working days after the appointment, a staff member will come to contact and collect information;
(3) It takes about 7 to 10 working days for the banking system to review personal information and call back;
(4) If approved, the credit card will be sent within about 10 working days.
Postal savings bank credit card inquiry official website
Hello, the credit card inquiry method of Postal Savings Bank is as follows:
1. Customer service inquiry: Call the service hotline of the Credit Card Center of Postal Savings Bank, and for telephone banking, please call the Credit Card Hotline of Postal Savings Bank at 400-88-95580. Voice service can be used to query the consumption records of postal savings credit cards.
2. Fixed bill inquiry: Wait for the credit card bill of China Postal Savings Bank, which will clearly tell you the consumption record of the credit card of the Postal Savings Bank.
3.ATM inquiry: Inquire about the credit card consumption records of postal savings through the nearby China Postal Savings Bank or other ATMs. If the balance on the bill is negative, you still owe money. Don't forget to pay off the credit card debt, or your credit history will be affected.
4. Online inquiry: official website, Postal Savings Bank, and then the navigation bar on the homepage of Postal Savings Bank-credit card. After entering, enter the Credit Card Center of Postal Savings Bank, click online banking login on the left, and the bank password can be used to query the consumption records of Postal Savings Credit Card in the past six months.
Finally, if you need money urgently, I suggest you choose a big brand loan, with transparent interest and fees, and at the same time ensure your information security. "Qianhua" is the original Baidu financial credit service brand (formerly known as Baidu Qianhua). Its positioning is to provide personal consumer credit services for the public and create an innovative consumer credit model. Relying on the advantages of Baidu technology and scene, "Qianhua" uses artificial intelligence and big data risk control technology to provide users with convenient, fast and safe Internet credit services. The application materials are simple, with the fastest approval in 30 seconds and the fastest loan in 3 minutes. It can be repaid in advance, and the loan can be recycled after repayment. I hope this answer is helpful to you. Click on the bottom of the phone to measure the amount immediately. The maximum loan amount is 200,000 yuan.
This is the end of the introduction of telephone customer service of official website Postal Savings Credit Card Center and official website Postal Savings Credit Card. I wonder if you have found the information you need?