Yes, the credit card refund is returned to the original credit card. Credit card refund only cancels the original transaction, not the actual repayment. After the refund, this account was not actually credited to the credit card, but was used as an overpayment of the credit card. 1. Refunds after the bill date are not counted as current repayment, and the "refund" in the credit card is different from cash repayment. Ticket refund, Alipay account refund or cancellation of consumption by other merchants cannot be counted as current repayment; Only when users deposit their own cash can they consider repayment. 2. "If it is a refund received before the bill date, this consumption can be deducted; However, if it arrives after the billing date, it cannot be deducted from the repayment of the current month and can only be included in the next month's bill. " 3. The credit card refund process is very complicated. The merchant initiates a refund, and the bank is only the receiver. Therefore, there will be no SMS reminder when the credit card refund arrives. It is suggested that cardholders should check with the bank in detail when they encounter the actual refund problem.

4. Pay attention to the time when the refund arrives. After a card friend refunded the money, the merchant said that the refund was successful, but he checked the credit card and found that it had not arrived and the limit had not been restored. In fact, this situation is normal. Credit card refunds usually take 3-5 days to arrive. When the time comes, I will send a text message to inform my account, so just pay more attention to the notification.

5. Pay attention to the cash withdrawal method. There are many ways to withdraw the money returned to the credit card. You can use your credit card to withdraw cash directly from bank outlets through counters or ATMs. You need to enter the correct withdrawal password, and sometimes you have to queue up, which is time-consuming. Some banks can use credit cards to transfer money directly in mobile banking or online banking, and provide a bank card in my name, which is convenient and fast.

6. Calculate the withdrawal cost of the refund. Many card friends will check the amount in the credit card when they take it out. After taking out the money from Cary, they found something was wrong. The amount of credit cards has actually decreased, but they just take out the overpayment. In this case, the handling fee is deducted. Many banks treat the money in credit cards equally. No matter who owns the money in the card, you may have to pay a handling fee to take it out. If the handling fee is deducted from the credit card limit, you have to return the money.