Hello, this card friend. China Merchants Bank will adjust the credit limit of your credit card from time to time according to your consumption. If you feel that the credit limit of your credit card does not match your consumption level and repayment ability, you can apply to the bank to increase the credit limit.

China Merchants Bank will refer to your recent card use when applying for withdrawal. If you don't swipe your card recently, or the monthly credit limit is not used up, the bank will think that the credit limit given to you is completely sufficient, so it will be very difficult to withdraw cash.