1. The collection department of the bank will regularly collect the debtor, and should keep the evidence after receiving the collection letter or phone call. If the other party overcharges, you can complain (by phone or letter) to the Consumer Protection Bureau or the China Banking Regulatory Commission.

2. Stopping interest is the right given to credit card users by the regulatory system "Measures for the Supervision and Administration of Credit Card Business of Commercial Banks".

3. If the bank does not agree to stop paying interest, it is suggested to complain to the CBRC where the bank is located and seek help.

4. insist on returning a certain amount of principal to the credit card regularly, otherwise it is suspected of credit card fraud.

The word "suspense" is not an accounting term, because it is not standardized, but for historical reasons, accountants habitually use it. It contains the following meanings: confirm the meaning of an accounting element account; Confirmed but not confirmed, indicating that violations will not be handled.

Pay attention to tax-related risks when posting. Advance payment is a liability incurred when the buyer and the seller agree to pay part of the loan to the supplier in advance. This account accounts for the money received in advance from the purchasing unit by the enterprise in accordance with the contract. The accounting of accounts received in advance should depend on the specific situation of the enterprise. If there are many accounts received in advance, you can set the account of "accounts received in advance"; If there are not many accounts received in advance, you can also directly record them in accounts receivable without setting up accounts received in advance.