Handling at the bank counter: it is suitable for friends with good credit records, such as cars, real estate and other property certificates, or cooperative loans and wealth management with banks. The first card of white households should also be handled at the bank counter. According to the requirements of the bank, you can fill in your personal information truthfully. Generally, your qualifications are good, and the card issuance rate and card issuance rate are relatively high.
On-site service of bank personnel: suitable for friends with good qualifications, jobs and stable income. Although the card clerk's door-to-door handling is an offline channel, this channel needs less materials than going to the counter. If you are a professional card handler, you can guide us to handle the card, you can submit the working environment certificate, fixed telephone number, etc., and the card removal rate is relatively high.
Bank website, client and official website: suitable for friends with poor qualifications and cards. There is not much information to fill in, generally only identity information, work and residence, etc. The advantages are high speed and simple procedures, but the quota is generally not too high. Because there is too little information to fill in, it is difficult for banks to fully understand us and estimate our repayment ability and willingness, so they will not rashly give us a high quota.
Third-party platform handling: friends with relatively average qualifications can choose the third-party platform on the Internet for handling. This so-called third-party platform is the cooperation between Internet companies and banks, such as Alipay, Meituan and JD.COM. Since this platform mainly depends on our big data platform, if there is no problem with big data as a whole, the card downloading rate is not low.