Not necessarily. If the user does not apply for a special technology credit card, the credit card is free. And the user is a credit card with a special process. This kind of card usually charges a card production fee. When a user applies for a credit card, it will be displayed whether the card requires a card production fee. Most cards are free, but users who don't need a credit card are advised not to apply. When a bank sends a credit card, there is a certain cost in issuing the card. If the user frequently applies for a card without activating it or using it, it will affect the subsequent processing of other cards.

How to apply for a high credit card limit?

Users choose offline channels to apply for a credit card. When applying, they submit additional proof of funds and pass the review. The card limit will be higher. On the other hand, if you apply for a credit card through online channels, you only submit personal information and no financial proof, so the review speed will be faster, but the card limit will not be too high.