If you want to apply for a credit card for a car worth around 100,000 yuan, what is the approximate limit?

You can apply for a credit card only if you meet the application conditions. When you first apply for the card, the limit is very low. , usually less than 10,000 yuan, and you can apply for an increase based on usage.

The available overdraft limit of a bank credit card refers to the maximum limit that the bank determines can be used for overdraft consumption and cash withdrawal based on the cardholder's income and credit status. The cardholder can use it repeatedly within the validity period of the credit card. .

Several ways to increase credit card limit:

1. Frequency of use: Use your credit card frequently, no matter the amount, as long as you can swipe the card, you will definitely swipe it.

2. Amount: It is best to produce monthly bill consumption of at least 30% of the total amount.

3. The bill for card consumption must be for 3 consecutive months without interruption, that is, there must be consumption every month. How high a credit card limit can I apply for for a car worth around 100,000?

If it refers to China Merchants Bank Credit Card, the limit will be comprehensively assessed based on the information attached when you apply and your specific situation during the initial audit. The specific limit Please refer to the audit results. The credit limit (fixed limit) of our bank's credit card starts from ￥1,000 yuan or the equivalent in US dollars, and the upper limit is ￥50,000 yuan or the equivalent in US dollars. Under normal circumstances, the fixed limit range for regular cards is ￥1,000-￥10,000 yuan, and the fixed limit range for gold cards is ￥10,000-￥50,000 yuan. The limit of a platinum card is generally a fixed limit of RMB 50,000 plus a temporary limit that is automatically adjusted for you every month. At that time, you can use the combined limit of the two parts for swiping the card for consumption. I have a car worth about 100,000 yuan and a credit card with a limit of 10,000 yuan. I have been using it for more than half a year. How much limit will I have when applying for a credit card?

In the case of a China Merchants Bank credit card, the limit is exclusive. The specific amount is subject to system audit. What is the approximate handling fee for a car worth around 100,000?

The down payment is usually at least 30, and there is no interest for buying a car in installments. They are called handling fees. Some cars are offered with activities, and handling fees are waived within the specified period. , the highest handling fee is about 6 per year (for a loan of 100,000, it is 6,000 in 1 year, 12,000 in 2 years, and 18,000 in 3 years).

Assume that the bare car price is 100,000 yuan, the down payment is at least 30,000 yuan, and the remaining 70,000 yuan, the loan is for 1 year, the handling fee is 4,200 yuan, and the installment payment is 1 year, and each installment is 5,833 yuan, (70,000 yuan) Divided by 12 months) it means that the first monthly payment is 4200 5833 = 10033 yuan, and each subsequent installment is 5833 yuan until it is paid off in 1 year; if it is divided into 2 installments, the handling fee is 8400 yuan, and each installment is 2917 yuan (7 Ten thousand divided by 24 months), the first monthly payment is 8,400 2,917 = 11,317 yuan, and each subsequent installment is 2,917 yuan until the 24th installment is completed; if it is a 3-year term, the handling fee is 12,600, and each installment is 1,944 yuan (70,000 yuan) Divided by 36 months), each subsequent period is 1,944 yuan until the 36th period is paid off. There is a car worth about 200,000 yuan. Can I apply for a credit card for a house worth around 500,000 yuan? I have no job at the moment.

Whether you can apply for it depends mainly on your credit status in the credit reporting system of the People's Bank of China.

This deposit will be directly included in the price of the car when you buy it. It doesn’t matter how much it is, you are going to buy it anyway.

At that time, I only needed 500 or 100,000 yuan to buy a car. What is the credit card limit of Shanghai Pudong Development Bank?

Application location: 1. Local bank branch; 2. Staff of the bank’s credit card center; 3. Some banks (industrial and commercial construction, etc.) support application through online banking.

Application conditions: 1. A person who is over 18 years old and has full legal capacity; 2. A person with stable repayment ability.

Submit proof: 1. ID card (required); 2. Proof of work or income; 3. Proof of property, vehicles and other assets under your own name; 4. Social security; 5. Credit cards from other banks, etc. Each bank has different standards for importing documents, so not all of the above information is required. It depends on the bank's requirements. Proof of employment or income is very important.

First go to the credit card salesperson or lobby teller to fill out the application form. If they see that your conditions are likely to approve the card, they will usually ask you to fill in the application form. You need to fill in your basic personal information and your work phone number on the application form. , home phone number and personal mobile phone number; two contacts (one relative and one friend) and their mobile phone numbers and landline numbers.

There is hope only after filling out the form, and then submit the above information and wait for the bank's approval. The bank will decide whether to approve the card and the credit limit based on the comprehensive score of the information submitted by the applicant. The reference projects include age, gender, and unit. , income, position, housing, education, marriage, real estate, professional titles, credit records and other projects, one score range corresponds to one result, from not approved to approved, from low limit to high limit. In addition, ICBC and other banks will assess the star rating based on your assets in ICBC, and determine whether to issue a card based on the star rating. After submitting the form or applying online, you can enter your ID number on the bank's official website to check the application progress. The result is usually rejection or approval. After approval, the card will usually be mailed to your address. Once you receive the card, you can use it after activation.

In order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submit must make the bank feel that you have sufficient repayment ability. The stronger the repayment ability, the easier it is for the bank to issue the card. ▓ How much credit can I apply for with Ping An Bank for a car worth around 130,000 yuan?

If you have no problem with your credit report, you can apply for a car worth 30,000 yuan. If you own real estate and have a relatively large turnover, and you bought Ping An’s insurance, you will be able to apply for it. How much can I apply for a credit card with a driving license of about 200,000 yuan at Ping An Bank?

Dear, you have the following application methods:

At present, each Joint-stock commercial banks such as state-controlled banks, whether national or regional banks, actively encourage consumers to apply for credit cards. They are also trying their best to improve their service efficiency in order to better serve consumers. Of course, since each bank has different standards, consumers may feel that some banks' credit cards are not easy to handle.

Generally speaking, China Construction Bank, Agricultural Bank of China, Bank of China, and Industrial and Commercial Bank of China have higher credit card application conditions and smaller credit lines. Generally speaking, joint-stock commercial banks are more efficient than state-controlled banks. Regional banks are more efficient than national banks. For example, China Merchants Bank, Ping An Bank, Shanghai Pudong Development Bank, China Guangfa Bank, etc. are relatively more efficient in applying for cards and have higher credit limit approvals.

In order to control risks, banks attach great importance to the repayment ability of the cardholder. The information you submit must make the bank feel that you have sufficient repayment ability. The stronger the repayment ability, the easier it is for banks to issue cards, and the higher the credit card limit will be. Therefore, I am here to give you some tips so that you can apply for a credit card as soon as possible:

1. No matter which bank you apply for, the more detailed personal information you prepare, the better. Especially documents that document the condition of your property.

2. You can apply for a credit card online, which saves the time of waiting at the business office.

3. If you want to apply for a credit card with a larger limit, it will be more troublesome to apply at the four major state-owned banks. You may consider other banks. If you want to apply for a credit card with a limit of about 50,000, it will be easier to apply for. China Merchants Bank is relatively easy to apply for. State-owned banks such as ICBC and China Construction Bank are much more troublesome. You can try to apply for China Merchants Bank first. You can also apply online. Yes, then their salesperson will come to you. It is a bit difficult to have a limit of around 50,000, because the credit card limit is based on your salary income. You can apply for 20,000 first as mentioned on the first floor and then apply to increase the limit.