First, as far as your question is concerned, as far as I know, some people may claim to be employees of ICBC and want to provide you with free credit card services.

Second, ICBC is a large state-owned bank, and its reputation is guaranteed. At present, the competition between banks is fierce, and it is also a business need for its staff to provide card service on their own initiative. Now many banks are adopting this marketing model to attract customers. There is no risk in handling bank cards, especially credit cards, which also have overdraft function. Even if there is a problem, it may be limited to the disclosure of your personal information, and the disclosure of personal information will generally only bring you trouble and generally will not cause you actual losses. One more thing to remind, you generally don't need to save money to apply for a card, it is free of charge; If the other party asks you to deposit a certain amount of cash, you should refuse.

Third, ICBC has a large number of business outlets and unattended ATMs. Whether it is a big city or a small town, ICBC's network penetration rate is very high, which means you can easily use ICBC's credit card service. ICBC's bank card has joined the UnionPay system and can generally be used at any bank's ATM.

Fourth, ICBC's credit card gives me the impression that the overdraft limit is small. If you want a higher overdraft limit, you can consult other banks because they are all small and medium-sized banks.

Fifth, to sum up, my answer is: first, ICBC has granted credit cards, which is generally unlikely to deceive people; Second, if you apply, just fill in the form, and don't pay when you apply for the card, because you don't need to pay; Third, handling ICBC's credit card has advantages and disadvantages. The advantage is that there are many business outlets, and the disadvantage is that the overdraft limit may be less. You can decide whether to deal with it or not.

The above suggestions are for reference only.