Is it easy to get approved for Huarong Xiangjiang Bank’s credit card?

1. Generally, the basic requirements for applying for a bank’s credit card are similar. Banks often focus on the applicant's credit profile and repayment ability. The credit report mainly depends on the user's credit report. If there are problems with the credit report, the risk is very high for the bank, and there is a possibility that the bill cannot be collected; the same is true for the repayment ability, which is generally based on the applicant's Judgment based on income status. Overall, Huarong Xiangjiang Bank Credit Card is relatively easy to apply for, but some conditions need to be met.

2. Applicants are required to be over 18 years old. Have full capacity for civil conduct.

3. Have a stable job and income. Have the ability to repay on time.

4. Personal credit status is good. No bad credit record.

5. It is worth mentioning. When applying for a credit card, be sure to truthfully fill in information such as your employer and income, because the bank will conduct a follow-up call. In addition, providing some fixed asset information appropriately can help increase the credit card limit.

Can Huarong Xiangjiang Bank apply for a large-deposit credit card if it has a time deposit of 20?

Huarong Xiangjiang Bank has a time deposit of 2 and cannot apply for a large-deposit credit card. According to relevant query information, the conditions for applying for Huarong Xiangjiang Bank's large-amount credit card are:

1. People with full civil capacity between the ages of 18 and 6 must provide valid identification.

2. The personal credit record is good and there is no overdue record.

3. Have stable income and stable job, and be able to provide bank statements for more than 6 months.

4. Have a certain amount of funds in your name, such as real estate, cars, financial products, payment certificates for five insurances and one housing fund, etc.

5. If the personal debt ratio is too high and the amount of debt is too high, the application cannot be handled.

The approval rate of Huarong Xiangjiang Credit Card

is between 20 and 30 percent. The pass rate is normally between 20 and 30%, and you will never pass 100% of the time. The pass rate is proportional. Huarong Xiangjiang Bank is a newly established regional joint-stock commercial bank based on Huarong's reorganization of four city commercial banks in Hunan Xiangtan, Zhuzhou, Yueyang and Hengyang cities and Shaoyang City Credit Union (hereinafter referred to as the Four Banks and One Cooperative).

That’s it for the introduction of Huarong Xiangjiang Credit Card.