1, Bank of Communications credit card has three passwords: transaction password, inquiry password and online payment password. Query password refers to the password that must be entered when entering telephone banking and online banking. Generally, there are only six figures, and they are all composed of numbers.

2. The query password of Bank of Communications is generally set automatically by default. The initial password will use the last six digits of identification (usually ID card). If the last digit of the identification is a letter, the first six digits are taken.

Extended data

Handling fee and interest for using Pacific dual-currency credit card to advance cash:

1. The domestic charge is 1% of the transaction amount, and the minimum is 10 yuan RMB. The handling fee for RMB withdrawal of Y-POWER card is as low as 5 yuan/transaction, regardless of peers' cross-bank and different places in the same domain.

2. Cash withdrawal from overseas through UnionPay shall be charged at 1% of the transaction amount plus 12 yuan, with a minimum of 15 yuan. Overseas, the transaction amount of 1% is charged through VISA/MASTER, with a minimum of $5 per transaction. The advance cash has no interest-free repayment period, and its interest is calculated from the bookkeeping date to the day before payment, and the interest rate is five ten thousandths of the daily interest.

Withdrawal within the limit and overpayment of withdrawal fee:

1. Cash withdrawal within the credit line means that the cardholder uses the credit line to overdraw cash withdrawal and needs to pay some fees.

2. Overpayment and cash withdrawal refers to the withdrawal of funds overpaid by credit card customers or deposited in credit card accounts in cash, without interest and only part of the handling fee.

Baidu Encyclopedia-Bank of Communications Credit Card