First of all, if your bank card is a debit card, you do not necessarily need to cancel it. When there is no money in the card, the bank card will enter sleep mode, and after a while, the system will automatically cancel the bank card. Card.

If you must cancel the card, you can only go to the bank counter in person to cancel it. You need to take your ID card to the place where the account was opened to cancel it. Remember, you must go to the place where the account was opened. This cannot be done in another place.

Extended information:

If there is no deposit in the debit card, the debit cards of Bank of China, Industrial and Commercial Bank of China and Agricultural Bank of China will not automatically cancel the account. Once there is funds business in the future, The debit cards of ICBC and Bank of China will be automatically activated

If you want to cancel your account, ICBC and China Construction Bank require you to go to the account-opening bank with the identity card of the household owner.

Under normal circumstances, if it has been more than three years, the account opening bank will automatically cancel the account. If online banking is also opened, the online banking will generally not automatically cancel the account and requires manual online processing. Processing of bank account cancellation.

If it is a debit card, not canceling it will not have an impact on your personal credit.

Reference: Baidu Encyclopedia - Debit Card