1. If you are overdue for three consecutive periods, or the total number of overdues exceeds 8 times, you will be blacklisted. Not only will your card be blocked, but it will also be serious. It affects your personal credit report. If the principal amount in arrears exceeds 10,000 yuan, the bank will report the case.
2. If your credit card is overdue for one or two days, it may not matter, because the bank will give everyone a grace period.
1. What if the cardholder is unable to pay the bankrupt credit card?
Individuals can't file for bankruptcy,