ICBC credit card supports inter-bank repayment. You can use ICBC credit card to bind the automatic deduction function with other bank savings cards. In this way, the bank will automatically deduct your monthly payment before the repayment date of each month. The amount of repayment is required, but the premise is that the bank you are bound to, or the bank you cross must also support repayment to ICBC. You can call the customer service hotline of the cross-bank bank to ask whether it supports it.

If you bind the automatic repayment function, you can directly log in to the ICBC online banking settings.

ICBC credit card inter-bank repayment operation process:

1. The most convenient way is to transfer money through bank securities: the transfer is instant and free. I have been using it since I opened an account in 1993, and it supports bank securities. All transfer banks are listed (Industrial and Commercial Bank of China, Bank of China, Agricultural Bank of China, China Construction Bank, China Guangfa Bank. I heard that some support 8 banks, which is even better!), so that the funds of these five banks can be regarded as one bank, and the funds should be returned Just call the bank and transfer the money from one bank to another (of course you have to apply for automatic repayment first). Unfortunately, it will become a third-party escrow in the future.

2. Online transfer through Agricultural Bank of China credit card: It is completely free across banks or different places, but it does not arrive immediately. Transfers in the morning usually arrive at 6 p.m. Combined with the first method, you can transfer money to any bank from several banks that provide bank transfer, and it is free no matter in the same city or in another place. These are the two methods I use most often.

3. Online transfer through China Merchants Bank credit card: 2 yuan per time for regular card, 1 yuan for gold card, and free for golden sunflower. Transfers with Golden Sunflower are faster, transfers to ICBC usually take 2 hours for small amounts, and may take until the afternoon for large amounts, while Pujin Card is relatively slower and usually takes the next day. One advantage is that the professional version of China Merchants Bank can plan transfers, and repay the money automatically after setting the transfer date and amount after receiving the bill. In the future, third-party escrow will have to be repaid by transfer from China Merchants Bank.