1. Automatic repayment
Cardholders can call 95508 or log in to China Guangfa Bank’s online banking (www.cgbchina.com.cn) to register for the automatic transfer repayment business and repay. On the expiration date, the cardholder's savings account can be automatically transferred to repay the current balance. Cardholders are free to choose to repay in full or the minimum repayment amount. Guangfa Bank credit card supports US dollar repayment and RMB foreign exchange repayment.
2. Self-service terminal repayment
Cardholders can deposit cash for repayment in 1 minute through the CRS self-service deposit and withdrawal machine of Guangfa Bank and follow the prompts, and the limit will be restored in real time. , be credited on the same day (operations after 22:00 will be credited the next day).
In the Shanghai area, cardholders can also deposit cash to Guangfa Card for repayment through the self-service deposit machine of the Bank of Shanghai, and the limit will be restored in real time and credited to the account within 2 working days. No handling fee.
3. Online repayment
Cardholders can log in to the Guangfa Bank website (www.cgbchina.com.cn), enter personal online banking, and then use the credit card repayment function to save money from Guangfa Bank The card will be transferred to the credit card for repayment, the limit will be restored in real time, and the account will be credited on the same day (operations after 18:00 will be credited the next day).
Online inter-bank repayment: Cardholders log in to the Alipay and Tenpay websites, enter the credit card repayment page, and simply fill in the repayment information according to the prompts to easily use more than 20 banks (including the four major state-owned banks) ) Debit card repayment across banks.
4. Mobile phone text message repayment
Cardholders can register and activate the mobile phone text message repayment service at a Guangfa Bank branch, bind the Wealth Management Card to the credit card, and then send text messages at any time from When GF Deposit Card transfers repayment to a credit card, the limit will be restored in real time and credited to the account on the same day (operations after 22:00 will be credited the next day).
5. Over-the-Counter Repayment
Cardholders can go to local bank branches that have opened over-the-counter services and deposit cash to Guangfa Card for repayment, which will take 2-3 working days. Enter the account.
6. Lakala Repayment
Cardholders can use the UnionPay savings card of any bank to transfer repayment to Guangfa Card through the UnionPay self-service terminal (Lakala logo terminal), and the payment can be restored in real time The amount will be credited to the account the next day.
7. Foreign Currency Repayment
If you transfer the full amount of RMB to Guangfa Card through any of the above convenient methods, you can call 95508 at any time to apply for telephone foreign exchange purchase and transfer the RMB in the card to your own account. Deposit and purchase foreign exchange to repay the foreign currency debt of the card without any activation procedures! Payment will be credited to your account 2-3 working days after successful acceptance.