According to the description of the question, forgetting to repay a credit card for two days overdue will have consequences. Specifically, late repayments will have a series of negative impacts, including damage to your credit history, a drop in your credit score, and possible disruption to your daily life.

First of all, late repayment will cause damage to your credit history. Banks or financial institutions will upload records of overdue repayments to the credit reporting system and become part of the personal credit report. This record will be kept for a period of time and will not only have an impact on your current credit score, but may also cause problems with future credit loan or credit card applications.

Secondly, late payments will lower your credit score. Credit score is an indicator comprehensively evaluated by credit agencies based on an individual's credit record and credit history, showing whether an individual's credit status is good or not. Late repayments will lower your credit score, which may affect the interest rates and limits for future loan applications, home purchases, car purchases, etc.

Finally, late repayments may have an impact on daily life. Overdue repayment may cause the credit card account to be frozen and the credit limit can no longer be used, thus affecting the convenience of daily consumption. At the same time, late repayment may result in overdue fees, further increasing the individual's financial burden.

In short, forgetting to repay your credit card and being two days overdue will have a certain negative impact on your personal credit record, credit score and daily life. Therefore, avoiding late payments is crucial to maintaining a good credit profile. Prompt repayments and ensuring credit card bills are paid on time can effectively avoid these negative effects.

Supplementary information:

Personal credit records and credit scores are mainly managed and evaluated by the Credit Reference Center of the People's Bank of China. Late repayments will have a long-term impact on personal credit reports, and credit records are generally updated for many years. Credit scores are calculated based on the evaluation indicators of domestic credit reporting centers, and specific evaluation rules and weights are determined by the credit reporting agencies themselves.

Therefore, when using a credit card, it is very important to ensure that you repay your balance on time. You can set text message reminders, automatic repayments, or early repayment reminders to avoid overdue payments caused by forgetting to repay. At the same time, maintaining a good credit record is of great significance to personal finance and life.