There are overdue fines and interest, which will affect the credit history. The late payment fee is 5% of the unpaid part of the minimum repayment amount, with the minimum 5 yuan. The interest shall be calculated at 0.5 ‰ per day from the transaction entry date.

It's too long to calculate the exact amount. You can directly call the customer service hotline on the back of the credit card and find the specific amount after switching to manual service. Then get the money ready to repay at the outlet. Return it as soon as possible, because credit records cannot be updated without returning it.