First of all, postal credit card points can be exchanged for cash or deducted from consumption. Cardholders can use points to deduct when shopping, traveling, catering and other consumption, thus reducing the burden. In addition, the points can also be exchanged for physical gifts or coupons to improve the experience when shopping.

Secondly, postal credit card points have a certain annual accumulation cycle. If the cardholder does not use the points in the current year, the points will be invalid in the next year, so it is necessary to use the points in time to avoid wasting them. Some postal credit card points also have an expiration date, so it is necessary to plan the redemption time in advance to avoid the expiration of the points.

Finally, postal credit card points can also enjoy some special benefits and courtesy. For example, the points can be used to participate in some tourism, performances and other activities organized by the Postal Savings Bank for free, or use some high-end clubs for free. In addition, some special activities and promotions may also set different exclusive benefits for cardholders' points levels, making cardholders feel more distinguished and comfortable.