If the customer's credit card no longer uses this card during the validity period or after its expiration, the customer service hotline of China Merchants Bank will apply for account cancellation after paying off all the arrears of the credit card. China Merchants Bank will handle the formal account cancellation procedures for cardholders 45 natural days after accepting the customer's application for account cancellation.
China Merchants Bank will continue to reserve the right of recourse to the credit card accounts before and after the cardholder cancels the account, and accept the repayment from the customer.
If the customer applies for canceling the electronic cash account credit card, if there is still a balance in the electronic cash account, the cardholder can choose to give up the balance of the electronic cash account or go to the business outlets of the card issuer for account cancellation and recovery, and go through the account cancellation procedures according to the relevant regulations of the card issuer.
Extended data:
Credit card cancellation:
If the card is not overdrawn, you can apply for account cancellation at any time.
The card has not expired, so you need to handle it first, and then go to the bank to cancel the account after a certain period of time.
If the card has expired and the account balance is zero, you can cancel the account directly at the designated bank outlet.
When closing the account, you should bring your valid ID card and the original card. If it's not convenient for me to close the account, someone else can help you. The agent must hold the power of attorney written by the principal (himself) and bring the original valid identity certificate to handle the account cancellation business.
China Merchants Bank-Credit Card Charter
Phoenix. How can I cancel my credit card?