Does China Merchants Bank apply for e-installment and e-loan at the same time?
I specially consulted the customer service of China Merchants Bank Credit Card. The customer service replied that China Merchants Bank's e-installment and e-loan are two different installment products, one is consumption installment and the other is cash installment. There is no connection between the two, and you can't apply without applying for one and the other, which means that China Merchants Bank's e-installment and e-loan can be applied at the same time.
Of course, not everyone can use these two products, and only those who meet the use conditions can apply.
1, e-stage of China Merchants Bank:
Only open to high-quality main cardholders, generally with good credit standing and no illegal card use. After spending your credit card, you can check whether you have the qualification for e-staging on the Pocket Life APP. Specifically, if the conditions are met, the credit card installment page of the Pocket Life APP will display E installment. Turn on the switch to handle E installment, and turn off the switch to return to the bill installment.
2. Loans provided by China Merchants Bank E:
It is also open to selected high-quality customers. The credit limit is determined by the bank according to the credit evaluation of the cardholder or the applicant. Cardholders can log in to the "Pocket Life" of China Merchants Bank, select "Card Payment", then see the e-loan, and then click the application page to handle it. If there is no quota or it cannot be processed, it means that the conditions are not met.
The above is "Does China Merchants Bank apply for e-installment and e-loan at the same time?" As can be seen from the above introduction, e-installment and e-loan of China Merchants Bank are different types of business, and there will be no situation where you can't apply for one without applying for another. Of course, whether the two products are qualified or not is still comprehensively evaluated by the system.