What is the limit of the industrial and commercial WeChat credit card?

The limit of the industrial and commercial WeChat credit card is between 10,000 and 50,000 yuan. The industrial and commercial WeChat credit card is a set of cards, divided into black card and white card. Use the black card You can get up to 21 cash back on overseas purchases. If you bind your white card to WeChat, you can enjoy 1.5 times the points. If you use one of the cards to make 5 purchases per year, you can waive the annual fee for the next year. If you need it, you can go to the WeChat public account of Industrial and Commercial Bank of China. Apply for a card on the number.

This WeChat credit card from Industrial and Commercial Bank of China is a multi-currency credit card with 11 accounts. They are also divided into UnionPay cards and MasterCard cards.

This credit card is mainly divided into black and white, with a simple and elegant style. The white version belongs to the UnionPay series, while the black version belongs to the MasterCard series.

Benefits of ICBC WeChat Credit Card

Because this credit card belongs to two card organizations, the various rights and interests will be different.

The benefit of the UnionPay series is that you can get 1.5 times the points when you bind WeChat consumption. For example, if you use this credit card to bind WeChat to spend 1,000 yuan, you can get 1,500 points.

The benefit of the MasterCard card series is that you can get up to 21 cash back on overseas purchases, and there is no foreign exchange fee.

Of course, in addition to the benefits of using this card, you can also get Himalaya membership gifts, new customer rewards and other benefits when applying for this ICBC WeChat credit card.

Steps to apply for an industrial and commercial WeChat credit card:

Open WeChat on your mobile phone and enter the WeChat My page.

In the My page, click Pay to enter the payment page. Click the wallet on the upper right,

Enter the wallet page, click on the bank card,

On the bank card page, click on Apply for a Credit Card at the bottom of the bank card binding,

Enter the credit card selection page and select ICBC according to your needs.

Enter the ICBC WeChat Credit Card Gold Card application page. After understanding the introduction of the credit card, click Apply Now below

Fill in the relevant information as required and click Next to apply for a credit card.

General Card

The limit of the general card of ICBC credit card is generally between 1,000 and 10,000 yuan.

Gold Card

The limit of ICBC Credit Card Gold Card is generally around 10,000 to 50,000 yuan.

Platinum Card

The limit of ICBC Credit Card Platinum Card is generally more than 50,000 yuan.

ICBC WeChat Credit Card belongs to the Gold Card Series of Industrial and Commercial Bank of China, so if you apply for this WeChat Credit Card of ICBC, the approved credit limit is generally between 10,000 and 50,000 yuan. And because banks approve credit card limits based on the applicant's comprehensive qualifications, the better your credit, the higher the credit limit will be.

ICBC WeChat Credit Card is a gold card of Industrial and Commercial Bank of China, so if you apply for this credit card, the limit is usually about 10,000 to 50,000 yuan. The specific amount depends on the applicant’s qualifications.

ICBC WeChat Credit Card

WeChat Credit Card is ICBC’s first co-branded credit card that focuses on the benefits of online consumption points. The card level is gold card.

Enjoy the following benefits:

1. Enjoy repayment time tolerance;

2. Free of foreign exchange fees;

3. Spending 1 yuan on WeChat with a UnionPay card earns 1.5 personal comprehensive points.

(Answer time: April 26, 2022. In case of business changes, please refer to the actual situation.)

How to use the ICBC WeChat credit card black card and white card

1. UnionPay version of ICBC WeChat Credit Card:

Mainly focused on domestic consumption. You can use this credit card to swipe at domestic UnionPay POS machines, or bind third-party payments such as Alipay and WeChat for online consumption or Go to a physical store to scan the QR code and make purchases, etc.

2. VISA version of ICBC WeChat Credit Card:

You can only use the VISA settlement channel. You can use it at POS machines or self-service terminals with the VISA logo, but in China, this There are relatively few POS machines, and this type of POS machine is generally found in Starbucks and hotels with four stars or above. Therefore, it is best to use this card to make purchases abroad, as there is no exchange fee.

ICBC credit cards are the credit cards with the highest circulation in China. The main types of ICBC credit cards include: Peony International Credit Card, Peony Credit Card, and Peony Credit Card; according to the brand of ICBC credit cards, they are divided into: Peony Visa Card, Peony MasterCard and Peony Express Card; according to credit level, they are divided into: Platinum Card, Gold Card and Ordinary Card; according to the issuing objects, they are divided into business cards and personal cards, of which personal cards are divided into primary cards and supplementary cards.

Peony International Credit Card

Peony International Credit Card is an international-level credit card product launched by the Industrial and Commercial Bank of China. International cards are used domestically and overseas, and are settled in RMB and a certain designated currency. The Peony International Card adopts a revolving credit transaction method. For consumption overdrafts within the credit limit, if the payment is repaid in full before the due repayment date, you can enjoy the interest-free repayment discount. This card is accepted worldwide.

Peony Credit Card

Peony Credit Card is issued by the Industrial and Commercial Bank of China and gives cardholders a certain credit limit. Cardholders can consume within the credit limit and then repay. credit card. The credit card uses a revolving credit transaction method. For consumption overdrafts within the credit limit, if you repay in full before the due repayment date, you can enjoy interest-free repayment discounts.

The Peony credit card can be used at UnionPay acceptance points in China, Hong Kong, China, Macau, Thailand, South Korea, Singapore and other countries. It is settled in RMB and has transfer settlement, cash deposits and withdrawals, credit consumption, etc. Function.

Peony Credit Card

Peony Credit Card is a credit card issued by the Industrial and Commercial Bank of China. It is a RMB credit card that can only be used within the People's Republic of China and the People's Republic of China. Settled in RMB, it has functions such as credit consumption, transfer settlement, cash deposits and withdrawals, etc. Peony credit cards are divided into business cards and personal cards according to different issuance objects; they are divided into gold cards and ordinary cards according to different credit levels.

Loss Reporting Guide

Reporting Loss at Branches

If a cardholder loses his or her credit card, he or she can apply for a loss report at a nearby ICBC branch. Loss reporting applications can be made at any ICBC outlet, and there is no need to go to the card issuing outlet to report the loss. Applying for a loss report at an outlet is a formal loss report. If you need to cancel the loss report, please go to the Peony Card issuing department in the region where your credit card account is located to handle the relevant procedures.

Self-service loss reporting

Self-service loss reporting means that you can temporarily report the loss of your online banking or telephone banking registered card, linked card or linked account to fully protect the security of your funds. .

What is ICBC WeChat Credit Card?

WeChat Credit Card is ICBC’s first co-branded credit card that focuses on online consumption points. The card level is gold card. You can enjoy the following discounts and services by using this card:

1. Repayment Time tolerance;

2. No foreign exchange fees;

3. Enjoy overseas free WIFI discount;

4. Use MasterCard before December 31, 2019 Sign up for the card, and get 250 back for bookings over 1,500 on Airbnb. The number of places is limited, first come first served;

5. Accumulate 1.5 times the points through WeChat payment;

6. Apply for the card online for the first time For new customers, if you bind the card for any purchase within 30 days after activating the card, you can receive the audio-visual membership through the "Service Offers - Benefit Collection" function of the "ICBC Credit Card WeChat" official account;

7. Annual fee: The main card is 200 yuan/card/year, and the supplementary card is halved. A total of 5 purchases or RMB 5,000 (including the equivalent) within the year of using the card can be used to reduce the annual fee of the primary and secondary cards for the current year, including purchases bound to the card.

Warm reminder:

After successfully applying for a card, the card will be issued simultaneously with 1 UnionPay card and 1 MasterCard card.

(Answer time: November 19, 2019. In case of business changes, please refer to the actual situation.

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How to apply for ICBC WeChat Credit Card? The application methods are as follows

The newly launched WeChat credit card of ICBC is very popular, and many people want to try it, so many people have applied for this credit card. However, some people still don’t know how to apply for this credit card. So, how to apply for ICBC WeChat Credit Card? Today I will introduce to you how to apply for ICBC WeChat Credit Card.

1. Application on the bank’s official website

You can directly log in to the official website of ICBC. Cards like these will be pushed on the bank’s official website homepage. You can find them on the homepage and click to apply. Can. Or you can find this credit card in the "Credit Card" section of the official website and apply for it.

2. WeChat application

Because this credit card is a joint venture between ICBC and WeChat, you can follow the official account "ICBC Credit Card WeChat" in the menu below the official account Select "I want to apply" in the column, and then click "Apply for WeChat Credit Card" to apply.

3. Mobile banking application

You can download the ICBC mobile client on your mobile phone, log in to the ICBC mobile APP after downloading, and click "Last" on the menu bar below the APP. "Love", then select "Credit Card" on the "Favorite" page, then select "Apply for a Card" on the "Credit Card" page, then enter the name of the card in the search box to search, and click "Apply Now" after the search is found .

The above is the answer to "How to apply for an ICBC WeChat credit card?" We have summarized three methods for applying for the ICBC WeChat credit card. All three methods are relatively convenient and fast. Friends who want to apply for this credit card can choose any of the methods to apply.

That’s it for the introduction of ICBC WeChat Credit Card.