What is the credit card limit of Guangfa Bank? The gold card limit is 1,-5, yuan

What is the credit card limit of Guangfa Bank? It is reported that the general credit card quota of Guangfa Bank is 3,-1, yuan, and the gold card quota of Guangfa Bank credit card is 1,-5, yuan.

When using the credit card of Guangfa Bank, if it is found that the approved credit limit is not enough, you can call the 24-hour customer service hotline to apply for a temporary increase in the credit limit of Guangfa Bank. The credit limit will be automatically restored to the original limit after the expiration of the validity period. If the card is held for a long time, according to the cardholder's consumption situation, Guangfa Credit Card Center will appropriately increase the credit card limit for users. This increase is effective for a long time. The temporary credit card limit adjustment of Guangfa Bank is generally valid for 7-1 days, and the increase is only for consumption, not for cash withdrawal, which can meet customers' short-term large consumption needs. Permanently adjusted to be effective for a long time, and the promotion part can be used for both consumption and cash withdrawal.

The general credit card limit is related to personal qualifications, and the higher the qualifications, the higher the limit.

Conditions for applying for a credit card:

At least 18 years old, with full capacity for civil conduct; Have a good credit record; Applicants can apply for no more than two supplementary cards for their spouses or relatives with full capacity for civil conduct. Application materials for credit card: identification materials: copy of resident ID card or military officer's card; Proof of work and income; Other financial proof: such as copy of real estate license, copy of automobile driving license, copy of deposit certificate, etc.

credit card application method:

bring credit certificate to the counter to apply: the applicant needs to submit relatively complete asset certification documents and submit them to the bank for review by the bank's back-office audit department. Online banking application: the applicant opens online banking with a personal savings card account, enters the required bank official website, and enters the online banking page after entering++,login password and verification code. Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking.

what are the credit cards of guangfa bank? What's the amount?

*** Five categories:

The Supreme Elite-Platinum Card Series. Such as: Guangfa Zhenshang Platinum Credit Card, Guangfa Zhenxiang Platinum Credit Card, Guangfa Ctrip Platinum Credit Card and Guangfa China Eastern Platinum Credit Card;

excellent business travel-business travel series. Such as: Guangfa Ctrip Credit Card, Guangfa China Southern Airlines Pearl Credit Card, Guangfa China Eastern Airlines Credit Card, Guangfa Shenzhen Airlines Zunpeng Credit Card and Phoenix Zhiyin Air China Guangfa Credit Card;

car lovers-owner card series. Such as: Guangfa Easy Car Co-branded Card, Guangfa Owner Credit Card, Guangfa Yuetong Card, Guangfa Youyoutong Credit Card and Guangfa Sutong Card;

urban white-collar workers-white-collar series. Such as: Guangfa DIY Credit Card, Guangfa Vitality Credit Card, Guangfa Happy Credit Card, Guangfa Hope Credit Card, Guangfa Love Pet Credit Card;

co-branded credit card _ co-branded series. Such as: Guangfa Taobao Credit Card, Guangfa Ctrip Credit Card, Guangfa Vipshop Credit Card, Guangfa Fanke Credit Card and Guangfa Unicom Credit Card.

amount

the amount of a credit card has little to do with the types of cards handled, but is mainly related to the financial ability and credit status of the card holder. At present, the credit card limit of Guangfa Bank generally ranges from 3-5 yuan. Generally, the credit card of Guangfa Bank is between 3, and 1, yuan, the credit card of Guangfa Bank is between 1, and 5, yuan, and the credit card of Guangfa Bank is above 5, yuan.

guangfa bank approves the maximum amount that can be used for overdraft consumption and cash withdrawal according to the cardholder's income and credit standing, and the cardholder can recycle the card within the validity period.

Advantages and disadvantages of Guangfa Bank's credit card:

Advantages:

No annual fee for the first year, and no annual fee for the next year if swiped six times;

the overpayment is recovered free of charge;

only 3 yuan is needed to make up the statement;

send an insurance copy;

There is a discount for getting a card

Disadvantages:

SMS service fee needs 3 yuan;

the loss reporting fee is high in 85 yuan;

few outlets.

what is the credit card limit of guangfa bank?

The credit card limit of Guangfa Bank is classified according to the credit card level. The specific relationship between the credit card limit and the credit card level is as follows:

1. Credit card of Guangfa Bank: the credit line ranges from 3, yuan to 1, yuan;

2. Credit card gold card of Guangfa Bank: the credit line ranges from 1, yuan to 5, yuan;

3. Credit Card Platinum Card of China Guangfa Bank: The credit line is over 5, RMB.

For more information about the general credit card limit of Guangfa Bank, go to: See more contents

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