There may be short-term liquidity problems in life. When you need to borrow money, in addition to asking family and friends, you can also choose some formal small loan platforms to temporarily solve the liquidity problem. So what are the regular small loan platforms? The editor has selected several small loan platforms that are safe, reliable and have low interest rates for your reference.
360 IOU
360 IOU is a personal and small and micro credit platform under Fuzhou 360 Network Small Loan Co., Ltd., relying on the advanced Internet security technology and big data of 360 Digital Group Technology, based on massive user credit data and behavioral data, is committed to improving the national personal credit system, improving financial service efficiency, reducing costs, and providing safe, stable and convenient consumer loan financial services to various social groups with financing needs. The minimum loan amount is 500 yuan, the maximum limit is 200,000 yuan, the cash payment is received instantly, the daily loan interest fee is as low as 0.027%, and the daily interest fee for a loan of 1,000 yuan is as low as 27 cents. 360 IOU limit: up to 200,000. Apply now
Zhongan Small Loan
Zhongan Small Loan is an unsecured, purely online consumer loan launched by Chongqing Zhongan Small Loan Co., Ltd. The platform focuses on providing instant loan services to individuals and small and micro business owners. Based on mature and professional risk control capabilities, we conduct an overall assessment of customer credit. The upper limit of 3-step borrowing is as high as 200,000, and the loan is disbursed within 5 seconds on average. Zhongan small loan limit: up to 200,000, apply now
fenqile
fenqile is an installment consumption platform under Lexin that advocates moderate consumption among young people, so as to better understand young people, With more secure and warm product experience and services, it has become the trusted choice for installment shopping for 100 million users. Installment shopping: genuine products from National Bank, quality guaranteed. High-quality experience: The installment period is flexible and supports various methods such as credit cards. Security guarantee: protected by bank-level risk control team. Borrow with peace of mind: The fees are transparent, and the comprehensive annual fee is as low as 10%. Installment quota: up to 200,000. Apply now
Youqianhua
Youqianhua is a financial credit service brand of Xiaoman, which uses artificial intelligence and big data risk control technology to provide users with Convenient, fast and secure borrowing services. 1. High loan amount: The amount can be as high as 200,000 yuan (subject to actual approval). 2. Fast loan approval: apply online, get approval quickly, and get your money quickly. 3. Transparent interest rates and flexible repayment: daily loan interest rates start at 0.02%, and multiple repayment methods are supported. Du Xiaoman quota: up to 200,000, apply now
Lexiangju
Provide users with professional, smart, safe and convenient cash loans. With your ID card, you can complete the loan application online and get the loan in as fast as 5 minutes! Based on the user's actual situation, a loan limit of 20W is provided! The daily interest rate is as low as 0.02%.
Shengbei
Shengbei is developed and operated by Shenzhen Samoyed Internet Financial Services Co., Ltd. It adheres to the bottom line of not engaging in loan sharking and provides high-quality, low-interest loans to young people. Bill installment services. Funding sources: Bank of China Consumer Finance, Harbin Bank of China Consumer Finance, Zhongbang Bank, Haier Consumer Finance, CITIC Bank, etc. We will recommend suitable formal financial institutions to provide loan lines based on your personal situation. Safe funds are more secure! Save Quota: up to 200,000, apply now
The above are the safe, reliable and low-interest small loan platforms selected by the editor. They are all endorsed by well-known companies, which is more convenient than unknown small loan platforms. You can rest assured that the interest rates are within the range stipulated by law. If your credit is good, the interest rates will be lowered accordingly. After successfully borrowing, you must remember to repay the loan on time to avoid overdue credit reporting.