CCB's credit card can't recharge Alipay, which has long since failed. So there will be no handling fee. As for the points, generally you pay through the network third-party platform, and there are no points. CCB has a special website with a list of merchants who don't accumulate points. When you log on to the credit card website of CCB, click "Redeem Points"-"Announcement", and the "Announcement of Merchants without Credit Card Consumption" will appear. I have seen that Alipay has no points on this list, so if you Taobao, there will be no points. You can study it carefully.