First, if the credit card is not overdue in the current period, you can apply for online payment and credit card consumption in installments. Direct cash withdrawal cannot be phased.

Second, pay attention to the time of applying for staging. The bill installment needs to be completed after the bill date and before the repayment date. If the repayment date has passed, or the bill date has not yet arrived, you cannot apply for bill installment. Once the transaction is recorded, you can apply the single consumption installment immediately.

Third, there is a minimum payment by installment, usually in 500 yuan. If it is less than this quantity, the staging cannot be processed.