The object of applying for credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed.

Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

Extended data:

Product category:

1. According to different card issuers, it can be divided into bank cards and non-bank cards.

2. According to different card issuers, it can be divided into corporate cards and personal cards.

3. According to the credit status of the cardholder, it can be divided into ordinary cards and gold cards.

According to different payment methods, credit cards can be divided into credit cards and quasi-credit cards.

5. According to the different circulation scope of credit cards, they can be divided into international cards and regional cards.