What is China UnionPay Express?
China UnionPay Express Payment Card is a virtual supplementary card attached to the physical card, which can be divided into China UnionPay Express Debit Card and China UnionPay Express Credit Card (also called mobile credit card) according to the types of the attached physical cards. According to the bound mobile devices, it can be divided into Apple Pay payment card, Samsung Pay payment card, HCE payment card and Huawei Pay payment card. It is not only convenient and fast to use China UnionPay Express Payment Card to conduct transactions, but also to prevent the risk of information leakage to the maximum extent.
note:
1, the question and answer does not indicate that it is only for business units, but usually refers to personal business.
2. Dalian, Ningbo, Qingdao, Shenzhen and Xiamen are independent branches of the Bank and implement independent business regulations; The content is for your reference. Please refer to the announcements and specific provisions of local branches for details.
Product introduction of China Industrial and Commercial Bank:
electronic bank
E-banking business continues to maintain a leading position in the market in terms of channels, products, customers and market brands. By the end of 2007, 4,065,438+03 outlets had established e-banking service areas; The number of e-banking customers is 80.96 million; The transaction volume has advanced by leaps and bounds, reaching 102.88 trillion, an increase of127.5%; Business transactions accounted for 37.2% of the bank's business transactions, and the role of diverting counter business was further enhanced.
In 2007, the online banking transaction volume of enterprises was 85.74 trillion yuan, and that of individuals was 4.10.5 trillion yuan, increasing by 133.8% and 205. 1% respectively. Personal and corporate online banking customers reached 39.08 million and 980,000 respectively. For five consecutive years, he was selected as "Best Personal Online Banking in China" by Global Finance magazine, and won the honors of "Best Online Banking for Deposit Services in Asia" and "Best Online Banking for Deposit Services in the World" for the first time. He Xun won the first place with absolute advantage in the second "online banking evaluation"; In 2007, it was awarded the "Best Online Banking in China" by China Financial Certification Center (CFCA).
Telephone banking products and functions are constantly enriched, and the degree of intensification is further improved. In 2007, the total number of telephone bank calls was 250 million, and the number of manual calls was 285 1 10,000. In the selection of the best call center in China, he was awarded the "Best National Call Center Management Team" and "Best Call Center Manager"; Won the "China Call Center Special Contribution Award" in the 4th Asia-Pacific Best Call Center Awards.
Investment in self-service equipment continues to increase, and the self-service banking network expands rapidly. By the end of 2007, there were 4,890 self-service banking centers and 23,420 ATMs, and the annual transaction volume of ATMs was 1.0696 billion yuan, up by 7 1.0% year-on-year.
By the end of 2008, the number of corporate customers of ICBC's online banking has reached 1 444,000, and the number of individual customers has exceeded 50 million, reaching 567 1 000.
In 20 12 years, the transaction volume of ICBC's electronic banking exceeded 160 trillion.
Telephone banking service
In 1990s, ICBC took the lead in launching a unified telephone banking service in China, and successfully established a good service image of ICBC's telephone banking. ICBC's 95588 customer service hotline serves corporate and private customers. Whenever and wherever, citizens can easily enjoy a series of convenient, fast, 24-hour, 365-day, all-weather financial services provided by banks as long as they call the phones around them.
Answer the business outlets and business hours first.
Second, answer the related business of telephone banking and online banking.
Third, answer the credit card business consultation.
Fourth, answer the decision-making consultation.
ICBC telephone banking is not only multifunctional and powerful, but also has distinctive characteristics of the times and superior scientific and technological advantages.
1. Easy to use and operate: ICBC Telephone Banking organically combines automatic voice service with manual answering service, and you can enjoy the perfect unity of self-service voice service and warm manual service just by pressing the phone button.
2. Simple procedures and powerful functions: ICBC telephone banking is convenient to apply for. You only need to bring your valid certificate and ICBC passbook or bank card to the outlet to apply for opening an account, and you can enjoy the convenience of account management and the efficient service of investment and financial management.
3. Low cost, safety and reliability: ICBC telephone banking can handle most counter and online business, saving time and reducing costs. At the same time, ICBC adopts the most advanced computer telephone integration, so that you can use it with peace of mind.
4. Unified number, roaming all over the country: the service number of ICBC telephone banking in mainland provinces and cities is 95588, and in Hong Kong it is 2 1895588. If you choose to roam in different places, you can roam back to the telephone bank in your own living area, so you don't have to bear the long-distance telephone charges.
(1) Counter registration: You only need to bring your valid ID card and local ICBC bank card to the outlet, and fill out the Application Form for Individual Customer Registration of Electronic Banking of China Industrial and Commercial Bank to open telephone banking.
(2) Telephone self-registration: As long as you have ICBC bank card and current passbook, you can apply for registration of telephone banking through 95588 voice prompt or manual service.